Why Can Spirit Get Me More Benefits Than Other Life Insurance Providers?
At Spirit Cover, we’re different. As a trading style of Bespoke Life Ltd, an FCA-regulated brokerage, we offer FREE additional benefits - like Fracture Cover, Mental Health Support, and Physio Support - that you won’t find elsewhere. Here’s why we can do it when others can’t:
We’re a Brokerage: Unlike insurers who sell direct, we work with a range of top UK insurers. This gives us the leverage to negotiate and bundle unique extras into every policy - benefits they don’t offer standalone customers.
Wider Reach: Our network means we’re not stuck with one provider’s limits. We pick and mix the best features, creating a package - think GP 24/7 or Global Treatment - exclusive to Spirit.
Tailored Expertise: We know the market inside out. Our FCA-regulated advisers (FCA Regulation No: [Insert FCA Regulation Number Placeholder]) use their know-how to secure perks others overlook, all included as standard.
Your Advocate: We work for you, not the insurer. This lets us push for more - extras like Fracture Cover - that direct providers don’t prioritise.
The Brokerage Edge
Direct insurers focus on their own products - often just the payout. As a brokerage, Spirit taps into multiple providers, blending their strengths with our own additions. Research shows brokerages can access a broader pool of options (e.g., Unbiased.co.uk highlights brokers’ market-wide reach), letting us craft something special - benefits no single insurer replicates.
Spirit’s Unique Offer
These aren’t add-ons you pay for - they’re free with every policy, from day one. No other provider matches this range because they lack our flexibility and focus. It’s the Spirit difference.
Find Out More
Want to know how we do it? Contact Spirit Cover - your brokerage advantage starts here.