With Spirit Cover, every life insurance policy includes free will-writing and trust setup. A will says who gets your assets; a trust holds your payout, potentially skipping inheritance tax and speeding things up - all at no extra charge.
Why Consider Them?
Without a will, your wishes might not happen - UK law decides instead. A trust keeps your payout efficient and tax-smart (tax applies over £325,000 HMRC, 2024). They’re about control and care for your loved ones.
How Do They Work?
- Will: Tell us your wishes - Spirit’s service drafts it free.
- Trust: Place your policy in a trust (we set it up) - it pays out directly, bypassing your estate.
- Activate: Both kick in with your policy - no separate fees.
Spirit’s Edge
Most providers charge for wills or trusts - or skip them entirely. Spirit includes both free, every time, thanks to our brokerage model.
Who’s It For?
- Parents planning for kids.
- Homeowners with big assets.
- Anyone wanting a clear legacy.
Ready to Plan?
Secure your future with Spirit - wills and trusts, sorted. Contact us today.