Your Guide to Additional Benefits

What Are Additional Benefits?

With Spirit Cover, life insurance isn’t just a payout. Every policy comes with free additional benefits - exclusive extras like GP 24/7, Global Treatment, and Fracture Cover - to support you and your family right now, not just later.

Why Consider Them?

These perks tackle real-life needs - think virtual doctor chats, overseas treatment, or physio help. They’re about making insurance work harder for you, not just your beneficiaries.

What You Get

  • GP 24/7: Virtual doctor access, anytime.
  • Global Treatment: Serious care abroad if local isn’t enough.
  • Fracture Cover: Recovery help for broken bones.
  • Mental Health Support: Counseling or resources.
  • Physio Support: Post-injury rehab aid.

Spirit’s Edge

No other provider offers this lineup free with every policy. As a brokerage, Spirit negotiates these exclusives - direct insurers can’t match it.

How to Use Them

  • Take out any Spirit policy.
  • Access them day one - details in your documents.
  • Use as needed, per policy terms.

Who’s It For?

Anyone wanting more from insurance - you, your partner, even your kids can benefit.

Want In?

These extras are Spirit-only. Reach out - we’ll show you how they work.

Get Started