Second Hand Medical Opinion

Exclusive to Spirit Cover

What Is It?

Second Hand Medical Opinion is a free benefit included with every Spirit Cover policy. It gives you access to an expert second opinion from a qualified medical professional if you’re unsure about a diagnosis or treatment plan - peace of mind when it matters most.

Who’s It For?

You - the policyholder - when facing a health decision that feels uncertain, subject to policy terms.

When to Use It

  • Confused by a diagnosis?
  • Unsure about a recommended treatment?
  • Want confirmation before a big medical step?

Why It’s Great

It’s like a second set of eyes on your health - helping you make informed choices with confidence, without the hassle of finding experts yourself.

How It Works

  • Start your Spirit Cover policy.
  • Contact us via your policy helpline or adviser when you need it.
  • Submit your medical details - we arrange the expert review, per policy conditions.

Why Spirit?

Only Spirit includes this as a standard benefit - no other provider offers it free with every policy. It’s our brokerage advantage, working for you.

Get Started

Ready for expert backup? This benefit’s yours with Spirit Cover - reach out to learn more.

Get Started