Terms and Conditions
Last Updated: March 08, 2025
Welcome
These Terms and Conditions govern your use of Spirit Cover’s website (https://spiritcover.co.uk/), a trading style of Bespoke Life Ltd, an FCA-regulated brokerage. Using our site means you agree to these terms - if not, please stop. Our Details:
- Bespoke Life Ltd
- Registered Office: [Insert Address]
- Company Number: [Insert Company Number Placeholder]
- FCA Regulation Number: [Insert FCA Regulation Number Placeholder]
Using Our Site
- Purpose: For personal, lawful use - don’t misuse it (e.g., hacking).
- Content: Info only, not advice or quotes. Speak to our advisers for insurance options.
- Access: We aim to keep it live, but outages can occur - no guarantees.
Our Services
- Brokerage Role: We connect you with insurers to arrange quotes or policies (not provided on this site). Your info must be accurate for valid outcomes.
- FCA Compliance: We follow FCA rules for fair service. Full terms come with any policy you take.
- Changes: We can adjust services or these terms - updates posted here.
Your Duties
- Honesty: True details ensure we can help you effectively.
- Security: Protect any login details - tell us if they’re compromised.
- Law: Follow UK rules on our site.
Our Rights
- Ownership: Our logos, text, and design are ours - don’t use without permission.
- Termination: We can block you for breaking these terms.
Liability
- No liability for losses from site use (e.g., tech issues) unless we’re negligent under UK law. Your statutory rights stay intact.
External Links
- We may link to partners or resources - we’re not responsible for their content.
Law
- Governed by England and Wales law - disputes go to English courts.
Contact Us
- Email: [Insert Contact Email].
- Post: Bespoke Life Ltd, [Insert Address]
- Phone: [Insert Phone Number]